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Nik Hadiyan, Nik Azman and Mohd Zaidi, Md Zabri (2022) Shari'ah-compliant fintech usage among microentrepreneurs in Malaysia: An extension of UTAUT model. Journal of Islamic Monetary Economics and Finance, 8 (2). 305 – 324. DOI https://doi.org/10.21098/jimf.v8i2.1417.