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Moghavvemi, Sedigheh and Mei, Tan Xin and Phoong, Seuk Wai and Phoong, Seuk Yen (2021) Drivers and barriers of mobile payment adoption: Malaysian merchants' perspective. Journal of Retailing and Consumer Services, 59. ISSN 0969-6989, DOI https://doi.org/10.1016/j.jretconser.2020.102364.