Wahab, Haris Abd and Bunyau, William and Rezaul Islam, M. (2017) Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia. Asian Social Work and Policy Review, 12 (1). pp. 4-16. ISSN 1753-1403, DOI https://doi.org/10.1111/aswp.12133.
Full text not available from this repository.Abstract
Microcredit is an influential intervention used to alleviate poverty and improve social well-being in rural communities in Sabah, Malaysia. This study examined the effects of a microcredit scheme, Amanah Ikhtiar Malaysia (AIM), on the well-being of these communities. Using a survey method, a pre-tested interview schedule was administered to 277 AIM recipients in Sabah, Malaysia. Social well-being was examined based on the three indicators of Midgley's social development approach: the management of problems, the fulfillment of basic needs, and social opportunities provided. AIM microcredit schemes were successful in improving the well-being of AIM recipients, although the recipients faced a number of problems, including unemployment, lack of education, and access to public services and healthcare facilities. The findings of this study represent a useful guideline to the AIM authority, development practitioners, policymakers, and governmental organization and non-governmental organization workers.
| Item Type: | Article |
|---|---|
| Funders: | UNSPECIFIED |
| Uncontrolled Keywords: | Amanah Ikhtiar Malaysia (AIM); Malaysia; microcredit; poverty alleviation; social well-being |
| Subjects: | H Social Sciences > HG Finance H Social Sciences > HG Finance > Credit. Debt. Loans |
| Divisions: | Faculty of Arts and Social Sciences |
| Depositing User: | Ms. Juhaida Abd Rahim |
| Date Deposited: | 21 Feb 2019 03:11 |
| Last Modified: | 21 Feb 2019 03:11 |
| URI: | http://eprints.um.edu.my/id/eprint/20416 |
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