Technology, organisation and environment factor on mobile payment implementation: Focus on SMEs in Malaysia

Phoong, Seuk Wai and Phoong, Seuk Yen and Ho, Shuang Tien (2022) Technology, organisation and environment factor on mobile payment implementation: Focus on SMEs in Malaysia. International Journal of Mobile Communications, 20 (5). pp. 519-540. ISSN 1470-949X, DOI https://doi.org/10.1504/IJMC.2022.125420.

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Abstract

The rapid development of mobile technology resulted in the advent of mobile commerce, which is the disruption to the cash-dominated small and medium enterprises (SMEs). This paper details the investigation into the readiness and factors affecting mobile payment systems' implementation by SMEs in Malaysia using the technology-organisation-environment (TOE) framework. The results indicated that all TOE framework dimensions are significant for SMEs implementing mobile payment systems in Malaysia. In the case of the critical determinants, security concerns, relative advantages, and top management support are the top factors impacting SMEs when deciding to implement mobile payment systems.

Item Type: Article
Funders: RU Geran -Fakulti Program by Universiti Malaya GPF002I-2018
Uncontrolled Keywords: Mobile payment system; Technology; Organisation; Environment; SMEs; Malaysia
Subjects: H Social Sciences > HD Industries. Land use. Labor
Divisions: Faculty of Business and Economics
Depositing User: Ms. Juhaida Abd Rahim
Date Deposited: 15 Oct 2023 13:29
Last Modified: 15 Oct 2023 13:29
URI: http://eprints.um.edu.my/id/eprint/41495

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