Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia

Wahab, Haris Abd and Bunyau, William and Rezaul Islam, M. (2017) Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia. Asian Social Work and Policy Review, 12 (1). pp. 4-16. ISSN 1753-1403

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Official URL: https://doi.org/10.1111/aswp.12133

Abstract

Microcredit is an influential intervention used to alleviate poverty and improve social well-being in rural communities in Sabah, Malaysia. This study examined the effects of a microcredit scheme, Amanah Ikhtiar Malaysia (AIM), on the well-being of these communities. Using a survey method, a pre-tested interview schedule was administered to 277 AIM recipients in Sabah, Malaysia. Social well-being was examined based on the three indicators of Midgley's social development approach: the management of problems, the fulfillment of basic needs, and social opportunities provided. AIM microcredit schemes were successful in improving the well-being of AIM recipients, although the recipients faced a number of problems, including unemployment, lack of education, and access to public services and healthcare facilities. The findings of this study represent a useful guideline to the AIM authority, development practitioners, policymakers, and governmental organization and non-governmental organization workers.

Item Type: Article
Uncontrolled Keywords: Amanah Ikhtiar Malaysia (AIM); Malaysia; microcredit; poverty alleviation; social well-being
Subjects: H Social Sciences > HG Finance
H Social Sciences > HG Finance > Credit. Debt. Loans
Divisions: Faculty of Arts and Social Sciences
Depositing User: Ms. Juhaida Abd Rahim
Date Deposited: 21 Feb 2019 03:11
Last Modified: 21 Feb 2019 03:11
URI: http://eprints.um.edu.my/id/eprint/20416

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