Financial Literacy and Retirement Planning among Government Officers in Malaysia

Tan, Shirley and Singaravelloo, Kuppusamy (2020) Financial Literacy and Retirement Planning among Government Officers in Malaysia. International Journal of Public Administration, 43 (6). pp. 486-498. ISSN 0190-0692, DOI

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This study examines the level of financial literacy, financial behaviour and retirement planning behaviour and its dynamics among Malaysian government officers involving 320 employees working in the federal government administrative centre in Putrajaya and Kuala Lumpur using a questionnaire. Findings show high level of financial literacy, good financial behaviour but a mediocre in retirement planning behaviour, and only education and personal income positively influence financial literacy. Age and gender of officers do not influence financial literacy. Furthermore, financial literacy does not correlate with retirement planning and neither does it mediate the relationship between financial behaviour and retirement planning. © 2019, © 2019 Taylor & Francis Group, LLC.

Item Type: Article
Uncontrolled Keywords: Financial literacy; retirement planning; government officers; Malaysia
Subjects: H Social Sciences > HG Finance
Divisions: Faculty of Economics & Administration
Depositing User: Ms. Juhaida Abd Rahim
Date Deposited: 15 Jun 2020 03:13
Last Modified: 15 Jun 2020 03:13

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